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Accept Credit Cards Online without a Merchant AccountGetting your credit card accepted online can be easy even if your business doesn't have a merchant account. It is often assumed if you want to accept credit cards on your website that you must have a merchant account. This is not the case. You can accept credit cards with a Third Party credit card processor.
Small businesses are better off with a Third Party processor. The advantage is that when you sell your products, the Third Party processor takes care of the payment by checking the card, processing it, and sending you a monthly check. Larger businesses with a bigger turnover are likely to need a full merchant account. You will pay a bigger set-up fee for an online merchant account but pay less per transaction than with a Third Party processor. So recouping your initial outlay. So there it is, unless you have a large business it is possible to accept credit cards online with a Third Party processor. (c) John Lynch 2004 [For details of Third Party credit card processors and online merchant accounts visit: https://www.merchant-account-service.com/credit_card_processing.html ]
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