October 27, 2004
10 Blazing Ways To Sky-Rocket Your Profits
1. Use a "P.S." at the end of your ad copy. This is were you either want to repeat a strong benefit or use a strong close like a free bonus.
2. Publish a free ebook and give it away from your web site or in your e-zine. This will increase your traffic, sales and e-zine subscribers.
3. Create multiple streams of income with your web site. You could sell your own products, join affiliate programs, sell advertising space, etc.
4. Give your visitors compliments in your ad copy. This can earn their trust and put them in a good mood, in return they will be easier to sell too.
5. Create new products or services only if there is a strong need for them. You won't have anyone to sell them to if you don't have a market.
October 26, 2004
The Truth About Money!
How much money do you want? How much is enough? How much money is too much?
Money is really just a form of exchange. Here is an example. 10 people are in a room. Only one person has $1. Person #2 had a pocket knife he was willing to sell to person #1 for $1. Person #1 buys it, giving the dollar to person #2. Person #3 has a book, which person #2 wants and buys it giving the dollar to #3. Person #4 has a watch that #3 buys, so #4 got the $1. #5 has some earrings #4 bought. This goes on until finally #10 has the dollar. $10 worth of transactions took place with only $1.
The only thing that money can buy is LABOR. Well, think about this. The price you paid for your home buys nothing but labor. The labor paid for the felling of trees, reducing them to lumber, labor for making the concrete, and other materials that came from the earth.
When you buy food, you are paying for the labor that is involved for growing, cultivating, transporting the foodstuffs.
Continue reading "The Truth About Money!"October 20, 2004
Collecting Past Due Accounts: Payment Arrangements
Not everyone can qualify for a loan or has a credit card or access to cash from family or friends. Some people are on a fixed income so there will be occasions when you may not be able to locate any assets and your only recourse will be to let the debtor make payments to you over a period of time.
But you need to be careful about how you word any payment plan you set up. Make it very clear to the debtor that the plan is nothing more than a temporary solution and is subject to review at any time. Don't send the debtor anything in writing which commits you to accepting a time payment arrangement. Make it appear, as though, with this one payment you might be able to get a 30-day extension on the account. Ask the debtor if he understands this. Accepting a partial payment can come back to haunt you the next time you call the debtor. He is "insulted" -
Continue reading "Collecting Past Due Accounts: Payment Arrangements"October 19, 2004
Rejoice in Small Affiliate Checks
Did you get ANY affiliate check this past month? Good for you! You're ahead of the pack.
Let me explain...
I am in the process of surveying my subscribers to find out what I-Marketer can do to make them more successful.
[If you want to participate, go take the 5-minute survey here: https://www.All-In-One-Business.com/5-minute ]
One of the most startling results I saw was how many people made less than $100 last month on their Internet business. In fact, a number of the respondents LOST money last month.
Ouch!
But it got me thinking: What if these people just give up? What if they just pack in the towel and say "forget it!"
Just imagine what they will be giving up:
Continue reading "Rejoice in Small Affiliate Checks"October 18, 2004
Credit Traps Snag Consumers
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit cards with low interest rates and no annual fees. If you wanted a low interest rate on a credit card back then, you often had to apply to a bank in Arkansas where interest rates were capped by state law.
Those were the good old days.
Now, interest rates range from zero percent to a high 39 percent. It's tougher to find (and keep) a good credit card than ever before. That's because there are many new traps that can snag unsuspecting consumers.
At the top of the list is the "universal default clause" which allows issuers to monitor you credit report and raise your rate if you are late on any bill that appears on your credit report. One major issuer, for example, will hike a 0 percent rate to 24.99 percent if you slip up!
In fact, true "fixed rates" are rare. Many consumers don't realize that a "fixed" credit card rate isn't the same as, say, a fixed-rate mortgage. In most states, card issuers can raise the interest rate on a fixed-rate credit card with just fifteen days' written notice. The new rate can typically apply to existing balances as well as new purchases.
Continue reading "Credit Traps Snag Consumers"October 12, 2004
5 Free Steps to Online Income
If you are new to the online business world and would like to get involved without risking any of your hard earned cash then this article will show you one way to get involved for free.
We are going to discuss ways to promote affiliate programs without your own site and without spending any money.
Best of all if you choose a program related to your interests then it won't even seem like any work is involved.
The 5 steps are aimed at promoting a product while you go about your normal daily surfing activities.
Before we get on to step 1 you need to locate and join an appropriate affiliate program.
This program ideally should be 2 tier, which means you get paid for sales made through your link as well as for the sales made by affiliates that you refer through your link.
Continue reading "5 Free Steps to Online Income"October 11, 2004
7 Simple Steps To Profit Without Your Own Product
Most people do not succeed on the internet because they are selling products no one desperately wants.
If you want to be truly successful sell only things that people really really really want to buy!
Sounds simple? It is.
You only need to find out what people desperately want and then give it to them.
Unfortunately most people online (and offline) are ignoring this basic fundamental law to sales success.
So without further ado, just follow this 7 step system to profits even if haven't made a dime online yet....
1. Go to Ebay's 'Hot Item Forum' and find out what products and services are selling well.
2. Find a local wholesaler who sells the products or services that are selling well on Ebay who doesn't already sell on Ebay (most won't be)
Continue reading "7 Simple Steps To Profit Without Your Own Product"October8, 2004
The Truth About Money!
How much money do you want? How much is enough? How much money is too much?
Money is really just a form of exchange. Here is an example. 10 people are in a room. Only one person has $1. Person #2 had a pocket knife he was willing to sell to person #1 for $1. Person #1 buys it, giving the dollar to person #2. Person #3 has a book, which person #2 wants and buys it giving the dollar to #3. Person #4 has a watch that #3 buys, so #4 got the $1. #5 has some earrings #4 bought. This goes on until finally #10 has the dollar. $10 worth of transactions took place with only $1.
The only thing that money can buy is LABOR. Well, think about this. The price you paid for your home buys nothing but labor. The labor paid for the felling of trees, reducing them to lumber, labor for making the concrete, and other materials that came from the earth.
When you buy food, you are paying for the labor that is involved for growing, cultivating, transporting the foodstuffs.
Actually the Earth supplies everything we need in abundance for FREE -- trees, ore, raw materials for clothes, metals, food. We pay people to bring it to us.
Continue reading "The Truth About Money!"Seven Key Tax Deductions for the Self Employed
As a sole proprietor, it's wise to familiarize yourself with the some key deductions that may reduce your tax bill for 2004. Small-business consultants generally recommend that you hire an accountant to prepare your tax returns, payroll and financial statements. But you should also meet with your accountant well before the year-end rush to discuss such matters as tax planning, and record keeping for tax deductions.
Seven common small business tax deductions:
1. Employee Benefit Plans - You may deduct contributions to employee benefit plans (such as health insurance plans and retirement plans). Depending on your circumstances the maximum contribution that you may deduct per employee in a qualified retirement plan can go up to:
$100,000 or more For a Defined Benefit Plan $44,000 For a 401(k) plan $41,000 For a SEP-IRA or Keogh
Continue reading "Seven Key Tax Deductions for the Self Employed"October5, 2004
Credit and Divorce
Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She referred them to the divorce decree, insisting that she was not responsible for the accounts. The creditors correctly stated that they were not parties to the decree and that Mary was still legally responsible for paying off the couple's joint accounts. Mary later found out that the late payments appeared on her credit report.
If you've recently been through a divorce - or are contemplating one - you may want to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits - and pitfalls - of each.
There are two types of credit accounts: individual and joint. You can permit authorized persons to use the account with either. When you apply for credit - whether a charge card or a mortgage loan - you'll be asked to select one type.
Individual or Joint Account
Individual Account: Your income, assets, and credit history are considered by the creditor. Whether you are married or single, you alone are responsible for paying off the debt. The account will appear on your credit report, and may appear on the credit report of any "authorized" user.
Continue reading "Credit and Divorce"