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How can I get more money?

manwithmoney23268183.jpgEveryone wants to know what they can do to have more money. No matter how much you have, you want more. So, what can you do to get more money? Well, most people think there is no magic answer to have to get more money, but the truth is, there is. It is not about the job you have, or the education you get, while they can help, they are not necessary to have more money than you now have. The way you get more money, is by using the money you have in a wiser fashion. You do not have to make more to have more, you have to spend less, and spend smarter. Here's how:

1. Find the leaks. If you do not have as much money as you would like, there is probably a leak in your spending. If you want more money, find the leak and plug it. For example, if you are getting your paycheck, and it is gone before you know it, and you aren't sure where it goes, track your money so you can see. It may surprise you to see how much you are spending on your morning coffee runs, or in gas, or something else.

2. Plug the leaks. This is the hardest part, this is where you need to make the changes to improve your financial situation, and thus have more money. So, if you find that your leak is you are spending too much on gas, it might be time to pull the bike out of the garage, and ride it; or take the bus, or car pool, or something else that will save you gas money. You may just need to stay in more often. If you find your leak is eating out, it is time to buy a cook book and try your hand at preparing meals at home. Plug the leak, still eat, still get where you want to go, just do it in a cheaper fashion so that you have more money.

3. Decide what you want more money for, then prioritize it. Most people who say they wish they had more money, have specific ideas about why. For example, they may want to travel, wear designer clothes, have a big house, etc. So, figure out what it is that you want the money for, then make some sacrifices in your lifestyle so you can get that. For example, if you want to wear the latest designer fashions, you may need to move into a smaller house.

4. Save. If you want to have more money, save some each time you get paid. The fact is, people who have a savings account are smarter with their money, spend it more carefully, it also protects them from debt which costs you money.

5. Eliminate debts. If you get rid of debts faster, you pay less in interest, which means you have more of your money to enjoy, rather than to pay back creditors.
Now you have the tools to have more money, and it is up to you to use them.

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