A brief look at how Edward Jones Investments could benefit your business

Edward Jones is a great investment company thatis a leader in the financial service industry. They serve over 7 million clients around the world. They work along side of other great companies to help bring the best services and products to their clients. They not only work with individuals, but they also have great plans for businesses. Here is a brief look at how Edward Jones Investments could benefit your business.

Here are some of the main plans and services that cater to businesses:

Education and support
The first thing we provide is education and administrative support to plan participants. They help people understand their retirement plan for them and their employees. The plan you choose to have for your employees will benefit them and help each one reach his or her retirement goal.

Here is a list of retirement plans:

Companies with no employees
If your business doesn't have employees except you or your spouse, then there are a few plans that could work for you. Just decide how much you need to save for retirement and how much of a tax deduction you would like for the year. There are three plans that may meet your needs if you are in this situation:

• SEP IRA
  A Simplified Employee Pension IRA or a SEP is a type of business retirement plan that is available to business owners and their employees. SEPs allow annual contributions to exceed the IRA limits.
• Owner-only 401K
  The Edward Jones Owner K is a one-person 401K plan. It is a retirement plan for businesses that don't have any employees other than owners and their spouses. This is a great plan for those who desire to maximize pretax retirement contributions with flexibility.
• Owner-only Defined Benefit
  The Edward Jones Owner DB Plan is a plan great for businesses with no employees other than owners and their spouses who desire to maximize their retirement contributions.

Companies with employees
If you have employees then here are two questions to consider: How much can you contribute for yourself? Also, what is the right amount of money you would like to contribute for your employees? Here are two great choices:

SIMPLE IRA
The Savings Incentive Match Plan for Employees, or a SIMPLE IRA is a business-sponsored retirement plan that allows employees to make pre-tax salary deferrals of up to $10,500 annually.

Safe Harbor 401K
A Safe Harbor 401K is a self directed plan solution that is for new or existing plans. It allows for both employer and employee to give contributions.

Edward Jones also includes a variety of other business investment options.
You can fund your retirement plan with a variety of other investments such as: stocks, bonds, mutual funds, government securities and more.

Other options to invest in include:

401K plans
A 401K plan is a profit-sharing plan made to allow employees to defer salary for retirement savings. An employer can also make matching contributions. Contributions are pretax, so a 401K can reduce tax burdens for the employer and employee.

403B plans
A 403B plan is available to employees of public schools, churches, and certain non-profit organizations. It allows employees to make pretax salary deferrals of up to $15,500 or 100% of compensation, whichever is less.

457B plans
A 457B plan is a deferred compensation plan available to employees of city, county and state government places as well as public schools and colleges. It allows employees to make pre-tax salary deferrals of up to $15,500 or 100% of compensation, whichever one turns out to be less.

Money Purchase Pension Plans
A money purchase pension plan is a type of plan that the amount to be contributed to the plan is limited, but the amount paid to the employee at retirement is not. Contributions to a money purchase pension plan are not based on the profitability of the company, but on the amount of each participant's compensation.

As you can see Edward Jones has a number of great plans and products for businesses to invest in. Take a glance at this brief look at how Edward Jones Investments could benefit your business. You will soon see that Edward Jones could be the perfect company to help benefit your business.