Adjusting your investing to today's market

Today there is talk everywhere about the stock market and investing. Should you get out of the investment markets or should you risk your money and stay. Is today's investment market a time to buy more stocks or mutual funds or should we all just jump ship?

There is no need to get out of the investment markets at this time instead any investor should look at adjusting their investing to today's market. Here are some simple fixes to adjusting your investing to today's market.

1. Buy stock even though the market is shaky. Look for those bargains that will continue to grow while other stocks are stagnating. Some stocks to buy include anything that is energy related. No matter how bad the stock market is people still need electricity and gas for their homes.


2. Remind yourself to not panic when the stock you bought is less than the original price you paid for it. Stocks take time to build up so leaving your money in the stock market for four or more years will help you to realize a profit.


3. Know that even though your investments at this time may be losing some money it is better than keeping your money in the back yard. Investments are best kept over time and through bad market conditions. The reason you want to hold onto these stocks even in bad market conditions is because the markets are better in line with inflation then a traditional savings account.


4. If you already have investments in stocks you may want to look at the risk involved with those stocks. Maybe you have risky stocks such as those from emerging markets or real estate investments and move it to bonds. Use that money to bulk up the bonds you already have or may be buying.


5. Try out dividend stocks. In a shaky market dividend paying stocks are a great defense. This is because during the downturn the dividend stocks have bondlike attributes that you can take advantage of. These dividend stocks may be harder to find in a downturn but looking for companies that have income in their name is a good bet for good dividend checks.


6. Invest your money a little at a time by using the dollar cost averaging tactic. In this method of investment you will put the same dollar amount into whatever stock you may be using as a foundation for your long term investment portfolio. Each month or quarter you put the same dollar amount into buying a greater number of shares when the stock prices are low and less money when the stock price is high.


7. Look at possible investing in developing countries. Go where the growth is in terms of economies. This could be Brazil, India or any number of countries that don't necessarily feel the downturn that many of the economic giants are feeling at this time.


8. Realize that what goes up must come down. Sure the bad times are hard to endure but with patience it will be over and you could be sitting on more money than you ever thought possible.

Adjusting your investing to today's market is the best strategy for any investor. Don't panic that you've lost any amount of money. Instead you should be happy that you can buy more stocks or mutual funds at lower prices. Re-evaluate where you have your money invested at. Maybe you need to re-evaluate those areas too because you have your money in a riskier stock. Instead of thinking of the same old investment strategies you need to re-look at how to make more money in non-traditional ways in order to get out of the gloom of today's current investment market.

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