Is American Century Investments a good fit for your business needs?

American Century Investments is a leading investment manager with nearly 50 years of experience. They help investors achieve their financial goals. They serve investment professionals, institutions, corporations and 1.6 million individual investors. American Century offers a broad array of products across a variety of investment portfolios. This is said to be one of the top companies to work with or work for, but is American Century Investments a good fit for your business needs?

American Century Investments has a number of business investments to choose from. Depending on what you are looking for, American Century could be great for all of your business needs.

Here is a list of business investments they offer:

SEP-IRA
A SEP-IRA stands for a Single Employee Pension-Individual Retirement Account. Employers can contribute to their employee's retirement by putting in 25% of the employee's compensation or $46,000 (whichever is less) for the year.

Simple-IRA
A Simple-IRA is a Savings Incentive Matching Plan for Employees of small employers. SIMPLE IRAs are Individual Retirement Annuities funded with employee elected salary. The employee salary defers up to $10,500 for 2008 or 100% of their compensation if it is less. It has a dollar-for-dollar employer match up to 3% of compensation or a non-elective contribution of 2% of their compensation.

Profit Sharing
A Profit Sharing plan is a contribution plan in which employers allow employees to share in company profits. The employer's contribution may vary from year to year. Employees are allowed to share in the profits of the business on the basis of some predetermined arrangement. Employers can contribute up to 25% of total employee compensation.

Single 401K
A Single 401K is a type of employer-sponsored retirement plan. This means that the employer will match a fixed percentage of what the employee invests. Employee salary deferrals up to $15,500 ($20,500 if age 50 or over) for 2007 and 2008. The employer can contribute up to 25% of compensation. The total of salary deferral and contributions cannot exceed the lesser of $46,000 or 100% of the employee's compensation for 2008.

Money Purchase
Money Purchase is the determination of an individual member's benefits by the contributions paid into a pension scheme. It is usually increased by an amount based on the investment return on those contributions. This is a mandatory employer contribution plan. They employer can contribute up to 25% of the employees total compensation, with no more than $46,000 to any one participant for 2008.

Need funds for your specific business plan?
American Century also has funds for your specific business plan. They offer a number of investments for your employers to choose from. They have many mutual funds and other investments that have different Asset Allocation, Value, Blend, Growth, International, Specialty, Taxable Bond and Taxable Money Markets. This ensures that you not only have a great business plan to work from, but you also have great funds to choose from.

As you can see American Century Investments has a number of great investments for all kinds of businesses. Take time to check out this list of business investments that they offer to see if this is something that would be a good fit for you and your company. American Century has had years of experience helping many businesses and would be a great candidate in helping yours and your employees reach their retirement goals.